Danielle Zanzalari, Ph. D. - Garden State Initiative


Danielle Zanzalari, Ph. D.


Danielle Zanzalari, Ph.D. is an Assistant Professor of Economics at Seton Hall University, her alma mater.  Dr. Zanzalari joined Seton Hall from the University of North Texas – Dallas where she was also an Assistant Professor of Economics. Previously, she worked as the Vice President of Credit and Portfolio Risk at Citigroup and as a Financial Economist at the Federal Reserve Bank of Boston. She helped design the econometric evaluation guidelines for bank stress testing while at the Fed and also helped oversee model development for Citigroup.

Her research interests broadly focus on the impact of regulations in the banking sector, but she also has an interest in the effects of New Jersey policies on the local economy. Recent work topics have included: local unemployment rates on bank profitability, the effect of TARP regulation on the market risk of banks, the sensitivity of deposit interest rates over time, the cost of discrete asset regulation thresholds, and the NJ pension system.

Dr. Zanzalari has taught many classes at UNT Dallas, Clemson University, and Boston College such as Principles of Microeconomics, Principles of Macroeconomics, Intermediate Microeconomics, Intermediate Macroeconomics, Money and Banking, International Trade, MBA Managerial Economics, Masters- Asset Pricing, Masters- Stress Testing of Financial Institutions. She has won multiple awards for her teaching with Faculty Teacher of the Year at UNT Dallas in 2019 and the department’s nominee for Graduate Teacher of the Year at Clemson University in 2013.

Dr. Zanzalari is the author of several research reports for GSI, including:

Friendly Fire: Unintended Consequences of NJ’s Inheritance Tax

Combat Inflation in New Jersey with a Balanced Growth Agenda

More Bang for Our Buck: Revisiting the Garden State’s Clean Energy Subsidies